Articles Posted in Florida Car Insurance

If you have been in a car accident in Florida, you know that the process to follow can be an absolute whirlwind. Dealing with medical treatment, going back to work, and getting your vehicle fixed are just a few of many things a car accident victim has to deal with. And, of course, the part that everyone dreads the most is dealing with insurance companies.

After you have been in a car accident, one of the first people to call is your insurance company to make a claim. However, we encourage you to call an experienced personal injury attorney like our legal team at the Gainza Law Group before you do so.

There are numerous reasons why you should call your personal injury lawyer first, but here are just a few pointers to keep in mind when dealing with your insurance company and any third party companies after a car accident:

attorney-300x200Every day there are countless auto accidents on our South Florida roads. And with these accidents come injuries – some may cause minor injuries while others can be catastrophic, and even fatal. Regardless of the extent of your injuries, it’s important for you to hire an experienced personal injury attorney in Fort Lauderdale immediately following your car accident.

Unfortunately, many drivers believe that with only minor injuries and property damage they do not need an attorney. That couldn’t be further from the truth.  It’s imperative for you to speak with an attorney after a car accident to better understand your options.

Here are three reasons you need to hire an auto accident attorney in Broward County:

Uninsured Coverage Car insurance is one of the most common purchases for American drivers – or is it? According to the latest data available, roughly 13 percent of drivers in the United States do not carry insurance. This number is quite high considering that car insurance is a fundamental requirement for vehicle registration purposes in almost every state – including Florida.

Yet it should be no surprise that Florida leads the nation with over 25 percent of drivers on the road lacking insurance. Therefore, Florida insurance companies sell additional auto insurance coverage which can protect you and your family should you be a victim in a car accident caused by an uninsured driver – this is known as Uninsured Motorists (UM) and Underinsured Motorists Coverage (UIM).

In a perfect world, everyone driving in Florida would carry enough coverage, known as Bodily Injury Liability (BI), to compensate for any medical bills. Unfortunately, that’s not our reality. In fact, Florida does not mandate drivers to carry any BI at all. Additionally, we find that most drivers who do have BI, do not carry sufficient coverage to fully compensate our clients’ injuries.

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